Vehicle Insurance for Nonprofits


Regardless of vehicle ownership, clients are still exposed to liability or other expense resulting from operations of vehicles by another on its behalf. Vehicular operations may result in third party liability claims and/or physical damage to the vehicle leased, owned, or operated by the client. This is why employing Lamb Financial’s expert understanding of Vehicle Insurance for Nonprofits is so vital.

What’s Covered

If a client owns or leases a vehicle, their policy will include liability and physical damage coverage (to the owned or leased vehicle), liability for hired & non-owned vehicles is recommended by our risk management for nonprofit experts in all cases where the client does not own or lease a vehicle.

Who’s Covered

Client and permissive use operators of owned, leased or rented vehicles. For non-owned liability client is insured; vehicle operator is covered under their personal automobile policy (coverage can be amended to include driver as insured)

Value to the Client

Among reasonably foreseeable loss scenarios faced by most clients, automobile liability stands out as the bodily injury event with the highest likelihood of claim severity. In any case, there is a variety of specific details important to organizations and our vehicle insurance for nonprofits expertise will be at your disposal throughout the time of your policy.

• Owned auto
• Hired car physical damage
• Employees and Volunteers as insured coverage available